Income Tax Calculator

Estimate your 2025 US federal income tax. Enter your annual income and filing status to see your tax breakdown.

Disclaimer: This calculator provides estimates based on 2025 US federal tax brackets for illustration purposes only. It does not account for state/local taxes, credits, AMT, FICA, or other factors. Consult a tax professional for accurate tax advice.

Annual Gross Income ($)

Filing Status

Deductions ($)

Additional deductions beyond standard deduction (leave 0 to use standard)

Taxable Income

Federal Tax

Effective Rate

After-Tax Income

Monthly Take-Home

Marginal Rate

Tax Bracket Breakdown

Bracket	Income Range	Rate	Tax in Bracket

2025 Federal Income Tax Brackets

The US uses a progressive tax system with marginal tax rates. Each bracket only applies to income within that range, not your entire income.

10%: First $11,600 (Single) / $23,200 (Married Joint)
12%: $11,601 - $47,150 (Single) / $23,201 - $94,300 (Married Joint)
22%: $47,151 - $100,525 (Single) / $94,301 - $201,050 (Married Joint)
24%: $100,526 - $191,950 (Single) / $201,051 - $383,900 (Married Joint)
32%: $191,951 - $243,725 (Single) / $383,901 - $487,450 (Married Joint)
35%: $243,726 - $609,350 (Single) / $487,451 - $731,200 (Married Joint)
37%: Over $609,350 (Single) / Over $731,200 (Married Joint)

Standard Deductions for 2025

Single: $14,600
Married Filing Jointly: $29,200
Married Filing Separately: $14,600
Head of Household: $21,900

If your itemized deductions exceed the standard deduction, enter the excess in the "Deductions" field. The standard deduction is automatically applied.

How Federal Income Tax Works

The US federal income tax system is progressive, meaning higher portions of income are taxed at higher rates. Key points:

Marginal Rate is the rate applied to your last dollar of income
Effective Rate is your total tax divided by total income — always lower than your marginal rate
This calculator covers federal income tax only — state taxes, Social Security (6.2%), and Medicare (1.45%) are not included
Tax credits (Child Tax Credit, EITC, etc.) can further reduce your tax liability